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FINANCIAL FREEDOM
Break Free from Financial Stress and Build the Life You Deserve
Does it feel like no matter how hard you work, financial stability is always just out of reach? Whether you're drowning in debt, struggling to save, or unsure how to build wealth, money shouldn't be the thing holding you back from the life you want.
At Rich Like My Melanin, we believe financial freedom is for everyone—not just the wealthy.
Luxury on Your Terms: Building Wealth, Not Worry
At Rich Like My Melanin, we know that luxury isn’t just for the ultra-rich—it’s for us too. Whether you're tackling debt, growing your savings, or learning to build lasting wealth, we’re here to show you how to level up your finances and live the soft life without breaking the bank.
OWNER & FOUNDER
Jarrai "Jay" Stephens
I’ve built my business around helping people just like you take control of their finances. Through expert guidance, real strategies, and a supportive approach, I’ll help you eliminate debt, save with purpose, and create a future where money works for you—not the other way around.
My friends describe me as the fun and witty homegirl who knows all about finance. My passion is to make learning about personal finance fun! As a true advocate for financial freedom, it is my goal to help you on your journey to living your dream life. I paid off $50,000 of debt, doubled my annual salary, and purchased my second investment property in less than eight months. Now I am a financial coach teaching people that they can do it too!
BRAND COLABORATIONS
BREAK FREE FROM FINANCIAL STRESS
Your Path to Financial Freedom Starts Here
Financial freedom isn’t just about having more money—it’s about having control over your finances so they no longer control you. Imagine a life where you’re not constantly stressed about bills, burdened by debt, or held back from your dreams. Whether you want to travel, buy a home, start a business, or simply feel more secure, the key is a strong financial foundation.
But you don’t have to figure it out alone. With the right strategies and guidance, you can take charge of your finances and build the future you deserve.
SERVICES
Personal Finance
Take control of your financial future. Our comprehensive personal financial management services include:
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Budgeting and Spending: Creating a budget that works for you
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Student Loan Management: Strategies to minimize debt and accelerate payoff
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Debt Reduction: Tailored plans to eliminate debt and improve your credit score
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Retirement Planning: Building a secure financial future
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Investment Guidance: Investing wisely to achieve your long-term goals
We provide personalized advice to help you make informed decisions and secure your financial well-being.
SERVICES
Corporate Finance
Navigate the complexities of finance. Our dedicated team offers a wide range of corporate financial services, including:
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Core Financial Services: Bookkeeping, auditing, and financial modeling
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Strategic Financial Planning: Budget development and monitoring
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Operational Excellence: Project management and transformation management
We provide tailored solutions to help you streamline operations, reduce costs, and maximize your financial potential.
"When my role was unexpectedly downsized at my former employer, I was forced to quickly pivot to a new role."
Thanks to the help of Rich Like My Melanin, I felt empowered to explore leadership roles in a different industry. By implementing the interviewing and salary negotiation tips I learned from Jay Stephens, I was able to secure a job with Amazon and increase my income.
-A. Wooding
"After working with RLMM Financial, I was able to land my dream job with an amazing company."
It's a permanently remote position, with a 64% increase in salary! More importantly, I was able to build my confidence and had multiple job offers to choose from! Thank you RLMM for playing such an impactful role in my career journey!
-K. Hing-Allen
